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Home Loan

Home Loan

Home Loan Eligibility in Chennai
  • Avail Home Loan through quick and easy process
  • Get attractive interest rate 8.50 %*
  • Know your Loan Eligibility with simple steps
  • Buy Ready to Occupy Home
  • Buy under Construction Home
  • Buy a plot of Land
  • Transfer Existing Home Loan
  • Repair and Renovate own House

Home Loan Interest rates normally vary from 9.5% to 15% and depend on your financial eligibility and past loan repayment history. Repayment can be in easy installments ranging from 5 to 25 years. You can also transfer your existing high-interest Home Loan for lower rates.

Home Loan
Home Loan
Interest Saving in EMI by Home Loan Transfer
  • Existing rate of interest charged by your bank
  • Outstanding principal amount
  • Your current EMI
  • Rate of interest available from new bank
Basic Eligibility Criteria for Salaried Professionals
  • Net Monthly Salary should be more than Rs 20,000
  • Salary should be received through Account Transfer
  • Should be working in Pvt Ltd or Ltd Company
  • Aged between 21-60 years

Self Employed Checklist

Applicant & Co-Applicant Documents
  • One passport size photo (for both applicant and co-applicant)
  • PAN card copy (for both applicant and co-applicant)
  • Aadhar card copy (for both applicant and co-applicant)
  • Current Address proof (Aadhar)
  • Latest 3 years ITR with computation, P&L, and balance sheet
  • Latest 2 years Form 26AS and schedules for all applicants
  • Business Vintage Proof (MOA, AOA, MSME, Business Address Proof)
  • Last 12 Months GST/TAN if any
  • Latest 1-year bank statement (savings or EMI debit) for both applicants
  • Existing loan details, EMI track, schedule, and banker letter
Property Documents
  • Parent Document
  • Sale Deed
  • Plan
  • Patta
  • Property Tax
  • EC (From 01/01/1987 to till date)