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Email: contact@helplinefinancesinchennai.com

Mortgage Loan

Mortgage Loan

Mortgage Loan

A Mortgage Loan is a secured financial product that lets you pledge your existing property to access funds for personal or business use — without having to sell your asset. Whether for business expansion, education, or consolidating debt, it’s one of the most flexible and affordable loan types available.

At Help Line Finances in Chennai, we make this process easy with expert guidance, low interest rates, and seamless approval — helping you unlock the full value of your property.

Mortgage Loan is available for

  • Loan Against Residential Property
  • Loan Against Commercial Property
  • Loan Against Industrial Property
  • Grama Natham Land Purchase and Mortgage in Chennai
  • Patta Land Mortgage and Purchase in Chennai
  • Multi Tenant Property Mortgage in Chennai
  • Land Mortgage in Chennai
  • School Property Mortgage Loan
  • Hospital Property Mortgage Loan
  • Loan Against Land
  • Loans available from ₹10 Lakhs to ₹50 Crores
  • Up to 70% of property value can be availed
  • Eligible Age: 22–56 years
  • Repayment tenure: 5–15 years
Required Property Documents
  • Registered Sale Deed / Conveyance / Lease Deed
  • Past Sale Deed Chain (since first allotment)
  • Latest House Tax Receipt
  • Approved Building Plan from Municipal Corporation
  • Ownership and Title Clearances
Documents for Mortgage Loan

Self Employed Checklist

Applicant & Co-Applicant Documents
  • One passport size photo (for both applicant and co-applicant)
  • PAN card copy (for both applicant and co-applicant)
  • Aadhar card copy (for both applicant and co-applicant)
  • Current Address proof (Aadhar)
  • Latest 3 years ITR with computation, P&L, and balance sheet
  • Latest 2 years Form 26AS and schedules for all applicants
  • Business Vintage Proof (MOA, AOA, MSME, Business Address Proof)
  • Last 12 Months GST/TAN if any
  • Latest 1-year bank statement (savings or EMI debit) for both applicants
  • Existing loan details, EMI track, schedule, and banker letter
Property Documents
  • Parent Document
  • Sale Deed
  • Plan
  • Patta
  • Property Tax
  • EC (From 01/01/1987 to till date)